Alternative Financing

We will do our best to say YES!

Own with little or no money down. Programs for less-than-perfect credit or bankruptcy. Full service from application to closing.

Perhaps you are self-employed ... work on commission ... have past or present credit issues ... or have other unique financial circumstances that may disqualify you from getting a loan.

The Alternative Finance specialists at Long Mortgage’s sister company, Anthem Home Loans can help you secure financing so you can purchase a home.

It is estimated that 25% of prospective home buyers are in the alternative finance category - - either with low credit scores or hard-to-document income, assets, or employment. Our broad range of innovative programs can break down barriers to qualification such as high debt ratios, late mortgage payments, open collections or judgments, bankruptcies, or foreclosures.

Flexible options at competitive rates and fees

• No or low down payments.
• Up to 100% home financing with some derogatory credit okay. No mortgage insurance on most of these programs!
• Stated income loans for W2'd or self-employed buyers.
• Investment property financing up to 90%. No income, asset, or employment documentation required in many cases.
• Up to 85% financing for borrowers with a recent foreclosure (even one day after!). Down payment and rates based on credit score and mortgage history.
• Loans that accommodate bankruptcies (one day from discharge date) up to 100%, depending on credit scores.

For more information on our Alternative Finance programs, Contact Anthem Home Loans or one of the Mortgage Consultants today. Together we can make home ownership a reality for you.